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Our Insurance Companies
We Are United
U nmatched service – At Gartman Insurance we are honored to serve you and will always give you the customer Unmatched service.
N umber 1 priority is our customer – At Gartman Insurance our Number one priority will always be our customer. We make it our mission to bring choices to our customers; choices from the most top-rated insurance companies in the industry.
I ndependent – At Gartman Insurance we are incredibly proud to be an independent agency representing the most top-rated carriers in our industry.
T eamwork – At Gartman Insurance we focus on togetherness as a team to be the best agency we can be for our customers, our carriers, and our community.
E asy – We make it easy to do business with Gartman Insurance. We lead with Education and finish with efficiency.
D edicated – to our community and being involved in the communities in which we serve here at Gartman Insurance.
The Solution To Your Insurance Needs
Providing a variety of personal insurance and business insurance solutions is what Gartman Insurance Agency does best.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
- We represent multiple insurance companies.
- We are licensed insurance advisors.
- We are by your side every step of the way.
- We offer a wide variety of insurance solutions.
- We are there for you in your time of need.
Find Out How
Our Clients are Family & See What They are Saying
”We are very pleased with the personal service we have received from Pam since day 1. She has made all the difference.
Maria G.customer since 2013
”Every time I have had to call for a question or concern, the problem was handled right away. Feel like I know Tessa even though we have never met.
Paula G.customer since 2018
”Gartman is fantastic....I've been using them for close to a decade. They are very helpful, cost conscious and quick in their responses. I would highly recommend them!
Nicole Y.customer since 2020
”Much more informative on what we were lacking in our previous policies
Nathan S.customer since 2020
”Great customer service, Reasonable pricing and very quick to respond to request/changes.
Customersince 2012
”Super easy to work with and very helpful. Wen spent an hour on the phone with me explaining the details of my policy quote including the similarities and differences from my current plan.
Chad S.customer since 2020
”You made the process of switching over effortless!
Travis W.customer since 2020
”Always very helpful and after everyone I’ve talked to you guys are the few that actually shop around to find me the best rates. I’ve recommended anyone that talks about home/auto insurance to you guys.
Customersince 2014
”You guys have been great for the past 11 years I’ve been with you! Customer service is exceptional and coverage is better than any I’ve found elsewhere!
Ryan E.customer since 2016
”Always there with honest and prompt response, when our insurance needs have changed. Customer support is very helpful and friendly. Thanks for all that you have done for our family.
William D.customer since 2014
”The people at Gartman have always been friendly professional and personable. Always find the right situation for me.
Randy D.customer since 2015
”Its always nice to have an agency go and find you a better policy than what you currently have. Very appreciative that we found a better policy and also save me money.
Jeni D.customer since 2013
”Always there to answer questions even if they are the silliest of of them or the most serious. We like the fact that someone is always there to help and guide us in the direction we need to go in.
Customersince 2017
”Always easy to get ahold of, very friendly, super helpful and quick with getting things done.
Customersince 2017
”Good Day, It is fortunate that I have not had to use your insurance; no car or home occurrences since policy inception. But, I know you would be there assisting me if such time arrives. I found your rates to be some of the best available on the marketplace. I totally enjoyed working with your staff. Anytime I have had a question or needed help they have been very responsive. Regards, Barb
Barbara D.customer since 2018
”Easy to contact by phone (Yeaaah!!!!) Personal; helpful and patient in explaining policies
Customersince 2019
”You’re always quick to address my questions and prompt on resolving my insurance needs. Thanks !
Customersince 2012
”Worked to Great prices on our insurance without us even asking...
Timothy B.customer since 2011
”Personally checking in when a better rate was available. My insurance went up and your agent found us a better deal without me needing to call and ask about it. He called me in person and left a message about getting back to him. With as busy as life gets it was really appreciated.
Philip C.customer since 2018
”Major selling features are the competitive rate, the policies offered and great human-to-human customer service.
Customersince 2018
”They have provided us with insurance for many years now. I feel valued and appreciated every time I call. They go over and beyond to make sure we are taken care of. Super friendly group of people!
Customersince 2013
”We love the accessibility of your team. We can reach anyone at your company including the owner. Plus, we are one of the few who had the unfortunate opportunity to actually utilize our home owners insurance for a fire. These are the type of situations where you really find out who you are dealing with and Wen could not have been better.
David B.customer since 2012
”We don't have to do anything to stay on top of our insurance. Gartman lets us know when the time comes if there are better rates and then works with us to make the best decision. If we do end up switching insurance companies, they make the transition seamless!
Amy A.customer since 2015
”Very friendly and helpful when I have questions. Always return my calls and emails as well in a timely manner. Found the best prices for me and what I needed.
Amber W.customer since 2016
”We are very pleased with the personal service we have received from Pam since day 1. She has made all the difference.
Maria G.customer since 2013
”Every time I have had to call for a question or concern, the problem was handled right away. Feel like I know Tessa even though we have never met.
Paula G.customer since 2018
”Gartman is fantastic....I've been using them for close to a decade. They are very helpful, cost conscious and quick in their responses. I would highly recommend them!
Nicole Y.customer since 2020
”Much more informative on what we were lacking in our previous policies
Nathan S.customer since 2020
”Great customer service, Reasonable pricing and very quick to respond to request/changes.
Customersince 2012
”Super easy to work with and very helpful. Wen spent an hour on the phone with me explaining the details of my policy quote including the similarities and differences from my current plan.
Chad S.customer since 2020
”You made the process of switching over effortless!
Travis W.customer since 2020
”Always very helpful and after everyone I’ve talked to you guys are the few that actually shop around to find me the best rates. I’ve recommended anyone that talks about home/auto insurance to you guys.
Customersince 2014
”You guys have been great for the past 11 years I’ve been with you! Customer service is exceptional and coverage is better than any I’ve found elsewhere!
Ryan E.customer since 2016
”Always there with honest and prompt response, when our insurance needs have changed. Customer support is very helpful and friendly. Thanks for all that you have done for our family.
William D.customer since 2014
”The people at Gartman have always been friendly professional and personable. Always find the right situation for me.
Randy D.customer since 2015
”Its always nice to have an agency go and find you a better policy than what you currently have. Very appreciative that we found a better policy and also save me money.
Jeni D.customer since 2013
”Always there to answer questions even if they are the silliest of of them or the most serious. We like the fact that someone is always there to help and guide us in the direction we need to go in.
Customersince 2017
”Always easy to get ahold of, very friendly, super helpful and quick with getting things done.
Customersince 2017
”Good Day, It is fortunate that I have not had to use your insurance; no car or home occurrences since policy inception. But, I know you would be there assisting me if such time arrives. I found your rates to be some of the best available on the marketplace. I totally enjoyed working with your staff. Anytime I have had a question or needed help they have been very responsive. Regards, Barb
Barbara D.customer since 2018
”Easy to contact by phone (Yeaaah!!!!) Personal; helpful and patient in explaining policies
Customersince 2019
”You’re always quick to address my questions and prompt on resolving my insurance needs. Thanks !
Customersince 2012
”Worked to Great prices on our insurance without us even asking...
Timothy B.customer since 2011
”Personally checking in when a better rate was available. My insurance went up and your agent found us a better deal without me needing to call and ask about it. He called me in person and left a message about getting back to him. With as busy as life gets it was really appreciated.
Philip C.customer since 2018
”Major selling features are the competitive rate, the policies offered and great human-to-human customer service.
Customersince 2018
”They have provided us with insurance for many years now. I feel valued and appreciated every time I call. They go over and beyond to make sure we are taken care of. Super friendly group of people!
Customersince 2013
”We love the accessibility of your team. We can reach anyone at your company including the owner. Plus, we are one of the few who had the unfortunate opportunity to actually utilize our home owners insurance for a fire. These are the type of situations where you really find out who you are dealing with and Wen could not have been better.
David B.customer since 2012
”We don't have to do anything to stay on top of our insurance. Gartman lets us know when the time comes if there are better rates and then works with us to make the best decision. If we do end up switching insurance companies, they make the transition seamless!
Amy A.customer since 2015
”Very friendly and helpful when I have questions. Always return my calls and emails as well in a timely manner. Found the best prices for me and what I needed.
Amber W.customer since 2016
Interactive Graphic
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Providing for Your Family
Risk Factor
Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?
Solution
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.
Mortgage Payments
Risk Factor
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.
Solution
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.
Auto Payments
Risk Factor
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
Solution
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
Funeral Costs
Risk Factor
An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
Solution
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Protecting Your Retirement Savings
Risk Factor
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.
Solution
Life insurance can help support a surviving spouse during their retirement.
Protecting Your Small Business
Risk Factor
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
Solution
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Spousal Support / Income Replacement
Risk Factor
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Solution
Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.
Life Insurance 101
Make sure you cover the unique risks you face with life insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
Not what you’re looking for?
Find even more interactive graphics for auto insurance, home insurance, and business owners insurance.
Family-Owned
We are a family-owned agency, and our goal is to make you feel like one of the family.
Clients Come First
We go the extra mile to exceed your expectations and simplify the insurance process for you.
Experienced Agents
Since 1999, we’ve worked to bring you customized coverage from each of our knowledgable agents.
Contact Gartman Insurance Agency
As an independent agency, we are here to help you find the right coverage.
Erlanger, KY
Cincinnati, OH
We proudly serve customers in Kentucky, Ohio, Indiana, Tennessee, and Alabama.
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